Tips : Ideal health care protection

To enjoy comprehensive health care protection, ideally you should have:

* A hospitalization and surgical insurance plan which covers room and board, laboratory fees, use of special facilities, nursing care, and certain medicines and supplies which are medically necessary.

* A critical illness plan. With this, the policy-holder will get a lump sum cash payment from the insurance company if he/she is diagnosed with any of the critical illnesses listed under the policy.

* A hospital income plan that provides income replacement should the insured person be hospitalized due to an accident or illness.

* A disability income plan that covers the policy-holder’s day-to-day expenses if he/she is unable to work due to an accident or illness.

Food for thought : when health is lost, something is lost;

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